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Ready to Buy Now? Find a Lender
The NC Home Advantage Mortgage™ has helped
thousands like you finance their dream of a new home.
If current circumstances have delayed your dreams,
we offer educational resources to help you prepare for when the time is right.
When you’re ready, we’ll be here.
The NC Home Advantage Mortgage™ provides qualified first-time and move-up buyers with stable, fixed-rate mortgages and down payment assistance up to 5% of the loan amount.
If you are a first-time buyer or military veteran and qualify for the NC Home Advantage Mortgage™, you may also be eligible for $8,000 in down payment assistance with the NC 1st Home Advantage Down Payment.
The NC Home Advantage Tax Credit can save up to $2,000 on federal taxes annually for eligible first-time buyers and military veterans who apply and are approved for a Mortgage Credit Certificate before their home purchase.
A first-time home buyer is anyone who has not owned a home as a principal residence in the last three years or who is buying in a targeted census tract.
